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m3t00🌎🇺🇦

@ m3t00 @lemmy.world

Posts
3
Comments
11
Joined
3 yr. ago

hi. banner- Sombrero galaxy, Webb

  • Couple left with $200k bill after baby born in US

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  • have insurance with allstate because it's cheaper rate. hail damaged the entire neighborhood, 20 houses on two separate days. every other house on my street got 2 new roofs a month before allstate quit dragging their feet and released funds to do mine once. i paid my nephew extra to make it a metal roof and made allstate give me a discount. pay for itself and last long after i'm dead. peace of mind until you have to jump through hoops to make them do what you paid for.

  • Couple left with $200k bill after baby born in US

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  • big insurers have millions of your neighbors paying 20/month. all i know is, 'the house always wins'. they are swimming in cash. my dad used to sell car insurance. when cards became mandatory, he had an influx of 'card buyers'. pay one month and get a card. stop paying. because they bet the odds of getting fined for no card were a lot better than odds of getting in a wreck. house wins, sells you 'uninsured motorist' coverage. people gamble on many things. insurance is good when you win. they lose when you win so deny, depose ... I don't know the answer. just try to hedge bets and look for ways to break even for all us non-greedy shmoes. i don't like most insurance co.'s greed. have insurance as required and savings also. i'd never pay for extended warranty on something under $10k. that's some easy bets for them.

  • Couple left with $200k bill after baby born in US

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  • some are worse than others. I've noticed going to a prompt care is much faster than going to 'emergency room'. depends a lot on location and how busy they are that day. i haven't been seen w/o insurance since 70s when i broke my hand in a fight. doubt they ever got paid for that cast.

  • Couple left with $200k bill after baby born in US

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  • i'll bet you and all your neighbors 100/mo, your house won't burn down this month. send payments on time or else. Meanwhile, i lend you your money to pay for your mortgage with interest. have some more Kool-Aid.

  • Couple left with $200k bill after baby born in US

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  • i'm glad the medical side tries to stay focused on patient care. i've a friend in Mexico where they check ability to pay before any treatment begins. she was bleeding out and they waited until after her card was verified before doing anything. lower costs, maybe. One thing that being married to an RN has taught me, the billing department sends insanely inflated bills which are step 1 in their insurance negotiation. I got a bill for over $600,000, I laughed while still in the hospital bed. bill got negotiated down to $150,000. Even if there is a ginormous bill, you can postpone threatened collections by sending them anything, like $10/month. it will reset their billing escalation cycle. debts more than 7 years old will get written off. if all else fails, bankruptcy isn't all that bad. shuffle assets to trusted family. the amount of money they waste on greedy negotiations far eclipses any actual cost for treatment. don't stress over the bills. stress kills. let some fat lawyer worry about not getting a new car this year.

  • Couple left with $200k bill after baby born in US

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  • A friend living in Mexico fell off a horse and slashed a wrist on a fence. They wouldn't even treat her until checking her credit card. She moved back to us.

  • Billionaire Ehud Laniado dies during penis enlargement surgery, surgeons banned

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  • d===/~!==D

  • Billionaire Ehud Laniado dies during penis enlargement surgery, surgeons banned

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  • A new ‘solution’ to student homelessness: a parking lot where students can sleep safely in their cars

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  • shoulder of any interstate ramp. leave parking lights on. lock doors. turn off engine and sleep. good for a few hours.

  • Technology @lemmy.world
    m3t00🌎🇺🇦 @lemmy.world

    Gmail can read your emails and attachments to train its AI, unless you opt out

    www.malwarebytes.com /blog/news/2025/11/gmail-is-reading-your-emails-and-attachments-to-train-its-ai-unless-you-turn-it-off

  • Max, formerly HBO Max, to become HBO Max again somehow

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  • subbed a long time ago on a cable deal. play a few movies to death on rotation. no thanks. i could rent what i wanted to see for less

  • science @lemmy.world
    m3t00🌎🇺🇦 @lemmy.world

    Uncovering the hidden cost of water splitting: Study paves the way for more efficient clean energy production

    phys.org /news/2025-04-uncovering-hidden-paves-efficient-energy.html